The Plain Truth

By Robert Ringer

There are some people who aspire to have power over others. And there's not a person on this earth who hasn't found himself on the short end of that power stick at one time or another.

Have you ever asked yourself what it is that gives someone power over you? The truth be known, it's a matter of perception - both the other person's and yours. By this I mean that most power is abstract, and therefore impossible to quantify.

So the question becomes, "If the power someone holds over you is abstract, how can you overcome it?" Answer: You simply refuse to grant permission. You see, the only power another person can have over you is the power you give him.

Which means it's really your power. And only you can grant another person permission to take your power. By the same token, you can refuse to grant that permission.

Of course, you do not verbally grant permission. It's much more subtle than that. As I said, power is an abstraction. The way it normally happens is that you get yourself into a position where you need the other person. If, for example, you ask him for a favor, that immediately gives him power over you.

Thus, the surest way to prevent others from having power over you is to be independent. And the corollary to this is that independence gives you power. The plain truth is that even a master intimidator like Donald Trump would have no power over you if you were totally independent. He may be a powerful person in his own right, but his power would not affect you unless you allowed it to. And you certainly are under no obligation to do that.

The next time you feel as though you're in a position of weakness when dealing with someone, remember that his power is really your power - power that you have given him. And anytime you wish to revoke that power, you need only withdraw your permission for him to use it.

How To Build Your Home Seller Assist List

How did you limit yourself last year, and how can you remove those limits in 2009?

Were there certain actions you took or didn't take that came back to haunt you? You need to bring these self-defeating actions to the surface, shine light on them, and, most important, determine what you must do differently to make sure you don't limit yourself the same way all over again. Here are just a few of mine for working the Home Seller Assist program created by John Alexander and otherwise known as We Provide The Cash .

Not reviewing my goals daily

Not sticking to a daily sleep schedule

Hoping things would work out well in a few situations where my gut told me not to

Once again, make a list and identify the takeaways.

For example, one of the self-defeating actions on my list was not reviewing my goals on a daily basis (even though I know better). And when I don't review my goals daily, I get sucked into what's currently happening and distracted from what's most important. That caused me to miss the mark on a few goals I had set for myself in 2008.

The takeaway: I'm determined not to make the same mistake in 2009.

Link-Building

You want the good links - the high-quality, relevant, highly trafficked websites. So how do you weed them out? There are a few online tools that can help you make the distinction between a good link and a bad link.

Alexa.com and Compete.com. These websites give you a general idea of the kind of traffic a particular site gets, and that can help you determine the quality of the site. High traffic typically means high quality.
Google Toolbar PageRank (PR). Always controversial in SEO circles, many debate whether this particular little number means anything at all. Whenever I mention it, I always recommend taking it with a grain of salt. But a site with a higher Google PR is seen by Google as a higher quality site with a respectable number of links. In other words, a website you would want a link from.
These are good tools to have on your side, but not the only ways to determine the quality of a potential link. You can also use a kind of website common sense.

Does the site have quality relevant content?
If the site makes it possible for users to leave comments about its content, are they participating? This can be a sign of how active the site's community is - a sign of quality.
Does the site consist of nothing but links to other sites? If it's not a known directory like Yahoo, etc. it's likely a link farm - so stay away.
Does the site have good design and navigation? Or does it look like it was patched together with FrontPage in 1998 and left to die?
Once you've identified the websites you definitely want to target for links, you have to determine the best way to approach each one.

The Gift of Christmas: The Wait

By Phil Ware

What's the longest wait you have had to endure? (Not a pleasant subject, I know. But just hang in there a bit, it gets better; you just have to wait a paragraph or two and you'll get to the good part!)

Waits come in all sizes -- the "wait" until the baby gets here, the "wait" until the weight is off, the "wait" until you graduate, the "wait" until you get married, the "wait" until you get a driver’s license. But maybe the hardest "wait" of all for me happened every year when I was a little kid. It was that horribly long "wait" from the time the Sears and Roebuck catalogue arrived until Christmas came. Wow! It seems like they mailed that thing out earlier every year and Christmas came later!

Now one thing you must know about me; it is HARD for me to wait! I don't like it at all. Never been good at it. But Christmas has always brought out the worst in my ability to wait. I remember once when I was a boy, and I snuck in real late one night and opened my "mystery present" under the tree. I was disappointed in the gift. I was disappointed in myself for peeking. Most of all, I was disappointed in having to act surprised when I opened it the second time in front of the rest of the family. I wish I had waited.

Because of my problem with waiting, I've always loved Peter's description of the wait the prophets had, and how the angels even had a hard time waiting and trying to figure out everything they said about Jesus:
The prophets who prophesied of the grace that was to be yours searched and inquired about this salvation; they inquired what person or time was indicated by the Spirit of Christ within them when predicting the sufferings of Christ and the subsequent glory. It was revealed to them that they were serving not themselves but you, in the things which have now been announced to you by those who preached the good news to you through the Holy Spirit sent from heaven, things into which angels long to look. (1 Peter 1:10-12 RSV)

I still remember my beloved Bible professor Dr. Neil Lightfoot, standing up on his tiptoes saying something like, "Ah yes! The coming of Christ was something that even the angels stood on tiptoe trying to see as they tried to look over the horizon of history."

Christmas time is an interesting, wonderful, and bewildering time. Now I assume you know that we don't really know when Jesus was born -- at least not the exact day or even month of the year. Most likely it wasn't in the winter since shepherds were out in their fields at night. However, if we will hold our skepticism just a bit and stand on tiptoe with open hearts, I do believe that we can find some amazing gifts that our Father has left for us. We won't find them under a tree or in a stocking. No, we will find them in an amazing story of a baby and his little family who were caught up in the dazzling display of God's sacrificial glory. It was, of course, glory in the ordinary, found as it was in simple everyday folks who believed that God kept his promises because he loves his people.

How and when the end of this wonderful story of God's glory will be written is still a lot more mystery than popular writers would lead us to believe. But I, for one, have decided to join the angels on tiptoe and revel in the greatest of all stories ever told, penned by the Master Storymaker himself. However, I hope you don't wait on me -- or anyone else for that matter. No, go unwrap this gift right now and give the first two chapters of both Matthew and Luke a little read. As you do, ask God to help you see past the ribbons, bows, papers, and sparkling lights so you can find his greatest gift.

P.S. I'm really not any better at waiting for Christmas now that I'm older. Since I'm the adult, I say we can start opening one present a night every night, starting December 20th. Not a bad idea. You might try it sometime. Unless you find it too hard to wait until the 20th!

Article source: www.heartlight.org

"Why Should I Trust You?"‏

Just yesterday while I was checking my emails I got asked "Why should I trust you?" And then a few minutes later I got a message from a person so hungry for a change that they were willing to put their house on the line to join the Home Seller Assist program created by John Alexander and also known as We Provide The Cash. Then, not a minute later, I got a message from someone who was at a time on my team,but decided to give up a little too soon, only to tell me about the great new business they want me to look at that launches next month. Yet here I am, in the same business, doing the same things, getting the same results.

If that doesn't sum up the home business industry then I don't know what does. At first glance these happenings appear totally unrelated, but there is a secret hidden behind them that if understood . . .

The ONE pink elephant in the room of the home business industry that no one ever talks about is that no one trusts anyone. For the most part, most would be home business entrepreneurs have "tried" so many businesses that they're in a total state of confusion. They feel slighted, they feel used, yet at the same time they feel desperate to succeed. Stop and think about it for a second.

That's a lot going on in a person's head. A ton of conflict, a lack of focus, lots of fear, and mental paralysis. It's not that much different than a sweet little puppy would act if you kept being nice to him, fed him, and then immediately scolded him for no good reason. After a period of time the poor guy doesn't know what to think of you. (That's kinda how your prospects look at you) What happens to network marketers over and over again (at least in terms of their perception)?

Someone says "Hey buddy, we got the best bizon the planet. Join us and we'll take care of you." The would be entrepreneur says to himself: "That guy seems nice, he's got a great product, he seems to have it all figured out,and you sure can make a lot in the business.I think I'll give it shot." The entrepreneur jumps in, is told to call leads then immediately feels the constant cold sting of rejection (like our puppy friend getting scolded)

Then our entreprenuer friend is told to go to all the company gatherings where everyone's so happy, excited, and nice. Back home again, our friend hits the phones for more rejection while his pocket's bleed of cash with no praise and no profits. Eventually he gives up. What happens next?

Another guy in another opportunity of the same nice character presents him with another great opportunity. Our entrepreneur jumps in,a few months later the same exact fate befalls him.

Eventually our would be entrepreneur, get's hardened, disillusioned and trusts no one. For the most, that's what we go through,until something changes. (What?) Keep reading . . .

Remember I told you about the three different messages I got yesterday? Can you spot the stages each person is in? I can. I can't fault the guy that doesn't trust me for not trusting me. He's probably been burned so many times all he knows is fear and anger spawned from past experiences, but still the question remains . . . Why would he be reading my emails and responding that way? He had to proactively opt in, become a subscriber, read a few issues, and then start to complain. (Hmmm . . .)

Why did the person who was once on my team tell me about her new great opportunity? Why was the third person dying so bad to be apart of my team?

Understand this . . . No matter how many times a person's been burned, no matter how many times a person comes to you with a new opportunity for you to look at, no matter how many people are willing to mortgage their house to join in business with you . . .

On thing remains true. The desire for more. The fire that was originally ignited never goes out. Once a wealth seeker always a wealth seeker. What changes a wealth seeker to a wealth getter?

Instead of looking outwards for the answer.You start to look inside and ask questions. Then simple focus and discipline to see through the answers you find inside. But to be pragmatic about it. You do the opposite of what isn't working now. If you've been in more than a few businesses, then maybe committing to one biz for the next five years may be your answer.

If you've always followed the advice of your sponsor as doctrine, then maybe NOT doing that anymore is the answer. If you've been buying and calling leads and it's not working, then just maybe NOT calling leads and instead giving the Home Seller Assist program and John Alexander is the answer.

It was for me!

Larry Potter

847-872-4047

http://www.myspace.com/homebusinessnow

Why home values may take decades to recover

By Dennis Cauchon, USA TODAY

Rick Wallick moved into a new, three-bedroom $200,000 home in Maricopa, Ariz., in October 2005. Today, the home is worth $80,000.

The disabled software engineer stopped making mortgage payments this month. His $70,000 down payment is now worthless. His dream house will be foreclosed on next year.

"We're so far underwater it's not funny," says Wallick, 57, who had to return to his original home in Oregon to care for a sick family member and tend to his own medical problems. Wallick, one of the hardest-hit victims in one of the states hit hardest by the housing crisis, lost 60% of his home's value in three years.

His story is an extreme example, but home values have fallen so sharply since hitting a historic peak in the spring of 2006 that many Americans are wondering how much more prices can sink.
As painful as the decline has been, history suggests home values still may have a long way to drop and may take decades to return to the heights of 2½ years ago

Curb Appeal Matters Now More Than Ever

WASHINGTON, DC -- For the second year in a row, Realtors(R) report that exterior remodeling projects return the most money as a percentage of cost, as detailed in the 2008 Remodeling Cost vs. Value Report.

On a national level, wood deck additions and all types of siding replacements -- upscale fiber cement, midrange vinyl, and upscale foam-backed vinyl -- returned more than 80 percent of project costs upon resale. Of these, the most profitable project was upscale fiber cement siding, which recouped 86.7 percent of costs, followed by wood decks at 81.8 percent, midrange vinyl siding at 80.7 percent, and upscale foam-backed vinyl siding at 80.4 percent.

"Because today's buyers have much more to choose from in the way of inventory, any home for sale must make a positive first impression," said National Association of Realtors(R) President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth. "As a trusted source for real estate information, Realtors(R) understand what attracts and motivates their buyer clients, which is why the results of this year's Cost vs. Value report underscore the importance of curb appeal in the buyer's eye."

The 2008 Remodeling Cost vs. Value Report compares construction costs with resale values for 30 midrange and upscale remodeling projects comprising additions, remodels and replacements in 79 markets across the country, expanding from 60 markets last year. Data are grouped into nine U.S. regions, following the divisions established by the U.S. Census Bureau. This is the 11th consecutive year that the report, which is produced by Hanley Wood, LLC, was completed in cooperation with REALTOR(R) Magazine, as Realtors(R) provided their insight into local markets and buyer home preferences within those markets.

In addition to wood decks and siding, window replacements and kitchen remodels also returned a relatively high percentage of remodeling costs on a national basis. All types of window replacements -- upscale and midrange wood and upscale and midscale vinyl -- returned more than 76 percent of costs. A major midrange kitchen remodel returned 76.0 percent of project costs, while a minor midrange kitchen remodel returned 79.5 percent of costs.

On a national level, bathroom remodels, while still a relatively good investment, do not return as high a percentage as in previous years. A midrange bathroom remodel was estimated to return 74.4 percent on resale, comparable to a midrange attic-to-bedroom conversion, at 73.6 percent of costs recouped, and a midrange basement remodel, at 72.7 percent of costs recouped.

As in last year's report, the least profitable remodeling projects in terms of resale value were home office remodels, sunroom additions, and back-up power generators, returning only 54.4 percent, 56.6 percent, and 57.1 percent, respectively, of project costs.

Although most regions followed national trends, the regions that consistently were estimated to return a higher percentage of remodeling costs upon resale were the Pacific region of Alaska, California, Hawaii, Oregon and Washington; the West South Central region of Arkansas, Louisiana, Oklahoma, and Texas; the East South Central region of Alabama, Kentucky, Mississippi and Tennessee; and the South Atlantic region of the District of Columbia, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia and West Virginia.

The regions that generally returned the lowest percentage of costs were New England (Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont), East North Central (Illinois, Indiana, Michigan, Ohio and Wisconsin), West North Central (Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota and South Dakota), and Middle Atlantic (New York and Pennsylvania).

McMillan explained that the resale value of any given remodeling project depends on a variety of factors. "A home's overall condition, availability and condition of surrounding properties, location, and regional economic climate are all factors that will influence the value of any remodeling project," he said. "That's why it's important to consult with professionals like Realtors(R) in your area when you want to enhance the value of your home. Realtors(R) see hundreds, if not thousands, of homes every year with their buyer clients and can provide valuable insight into what projects and improvements will make a difference with buyers in your area."

Results of the report are summarized in the December 2008 issue of REALTOR(R) Magazine. The issue also includes examples of actual remodeling projects that were less expensive than many of the report's cost estimates. Full project descriptions, as well as national, regional and local project data for the 79 cities covered by the report will be posted at www.costvsvalue.com by December 5. "Cost vs. Value" is a registered trademark of Hanley Wood, LLC.

Hanley Wood, LLC, is the premier media company serving housing and construction. Through four operating divisions, the company produces award-winning magazines and Web sites, marquee trade shows and events, rich data, and custom marketing solutions. The company also is North America's leading provider of home plans. Founded in 1976, Hanley Wood is a $240 million company owned by JPMorgan Partners, LLC, a private equity affiliate of JPMorgan Chase & Co.

The National Association of Realtors(R), "The Voice for Real Estate," is America's largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.

Information about NAR is available at www.REALTOR.org. This and other news releases are posted in the Web site's "News Media" section in the NAR Media Center.

Why Get Your Hands Dirty When You Don't Have to?

Where there's a stampede, there's an opportunity...

Thousands of wannabe entrepreneurs have jumped on a bandwagon to find, fix-up and flip foreclosures.

They thought they were being smart. They thought they were doing the opposite to the crowd and had the license to print money.

Little do they know... they ARE the crowd!

Now, please don't misunderstand me. It's a fact that many properties (sadly) are becoming available at rock bottom prices due to foreclosure. It's also a fact that a few people are making money by flipping foreclosures...

And they're earning every penny (when it all works out)!

Flipping foreclosures may sound great in principle, but stop and think about what you have to go through to achieve that…

Not my idea of easy money.

Proof of Funds Letters!

Proof of Funds Letters!

As a Platinum Member of HSA, you are entitled to
use our Investor’s Private Funds.

Cost to use the funds is 1% plus $300

The fee is paid out of closing!

Which means Nothing is paid uprfront and there are No CREDIT checks!

Now as you may already know, Banks won’t consider your offer on
Short Sales or REO’s without a “Proof of Funds” Letter.

This is the part that stops most investors dead in their tracks…until now.

Here’s a 2 minute video on how to obtain and print out as many of your Proof of Funds Letters as you need:

Click Here for 2 Minute Video!

If you are not a Platinum member yet, visit us at:

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and find out how you can be flipping short sales and
REO homes using NO CREDIT AND NO CASH!

Make sure you sign up for the FREE 30 Day Trial!

It’s time to think big…really BIG!

Larry Potter
Home Seller Assist
847-872-4047

Promote Instant Access

Have you ever purchased a gift online, only to have it arrive three days after the holidays?

Talk about a disappointment, right?

And it's that fear of NOT receiving a gift on time that could stop a LOT of people from clicking the "buy" button on your site in the final days leading up to the holidays...

... unless you make it CLEAR that their purchases will arrive on time!

So if you use a major delivery service -- like UPS or Fedex -- make sure you clearly state that prominently on your site.

Your customers will feel MUCH more comfortable making a last-minute purchase if you can assure them that the gift will indeed arrive in time to wrap it up and put it under the tree.

And to save yourself a lot of post-holiday customer service headaches, make sure you also include a "cutoff date," after which you will no longer be able to guarantee holiday delivery.

That's why we offer Instant Access to everyone joining the Home Seller Assist program created by John Alexander.

People want to get started right away and we provide that, the same with our
We Provide The Cash program which was also started by John Alexander.

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Selling Real Estate by Owner

You most likely landed here because you desire to sell your home as a by owner seller. The success rates of by owner sellers of real estate vary greatly. You often hear that only a very small percentage of FSBO (For Sale By Owner) sellers succeed in selling their real estate.

Well that may be true to a point but it does not have to be the case. The fact is any FSBO seller can have success with the correct knowledge and a game plan. Therefore the seller who takes action and gathers knowledge will always get better results in any real estate market. You must also remember that it is just as difficult for real estate brokers in a slow market.

There are many action steps required to sell a home and here is a small list.

- Get a yard sign and put a phone number along with a website address on the sign.

- Set-up a free website and you can find many sources for this online.

- De-clutter and stage your home prior to taking photos.

- Print property information flyers with photos.

- Prepare to hold an open house

- Clean and maintain landscaping.

- Determine who your competition is in your area in order to determine the correct price.

- Consider a marketing budget for advertising locally.

- Contact an attorney to prepare your deed and review contracts.

- The key is to be prepared from beginning to end.


All For Sale By Owner sellers should understand that selling a home is a serious event and requires attention to detail. There is potential for a large savings on the commission typically paid to a real estate firm. Therefore the person deciding to sell by owner needs to treat this decision like a job.

Remember that the World Wide Web can provide an abundance of resources for any seller to use when selling a home. You can use any number of tools and resources but the more the better your chances are for that sale. Just remember there is no such thing as just placing a sign in the yard and getting the desired result. Selling a home by owner requires ACTION, ACTION, and more ACTION. Your actions will lead to exposure and exposure is what ultimately sells homes.

With 80-85 percent of all buyers and sellers starting their searches online. I expect to see a large number of folks looking to sell by owner in our slowing economy and the years ahead.

GOOD LUCK! To all by owner sellers...

Michael Ranger is currently Director of Operations for 24hourfsbo.com and Alliance Marketing Concepts, LLC. 24hourFSBO is a real estate marketing website that offers homeowners the information and tools need to sell their home by owner.Ranger has spent many years in the real estate industry as a very successful real estate broker. Ranger has received many awards and acknowledgments for his level of service and production. To get more information on selling your home quickly visit http://getfsboresults.blogspot.com/2008_11_01_archive.html

Article Source: http://EzineArticles.com/?expert=Michael_Ranger

Sell Your Home With Colours

The way in which we perceive colours can have an effect on our mood, what we like and what we do not like, and even what we buy. Many of the big box retailers have known and implemented this in their stores in order to entice people into increasing their purchases. Effective use of colours in your home can help to evoke emotions in buyers that hopefully will lead to your home being sold faster and for more money than if colours were not well used.

Blue

Using different shades of blue can make people feel calm and relaxed, aid in concentration. Certain shades of blue can also have an invigorating and refreshing influence. The best uses of blue in a home are generally in bathrooms or laundry rooms but bedrooms can also benefit form the use of blue.

Red

Red has always been the colour of passion and sexuality, so if that is what you are after this might be the choice for your bedroom. Generally speaking red should be used sparingly as it can have the opposite effect on people as the colour blue. So studies have shown that the colour red can increase blood pressure. Red can also increase people's appetite and promote conversation so a good use of red might be as an accent wall in the living room or dining room.

Yellow

Known as a happy colour and a sun colour, yellow can help to increase a person's metabolism. A great place for yellow might be the kitchen or bathroom and goes well with white. It may not be the best choice, however, for a nursery or bedroom as some suggest that babies cry and people argue more in yellow rooms.

Green

Green can calming and relaxing and even have a healing effect of people. It has also been suggested that green help to relieve anxiety and depression. Just do not go too dark as it can really close in a room. The most popular shades of green are sage, olive and lime.

Orange

Use this warm colour in your kitchen, bedroom or dining room to instill a sense of invigoration and well being. Orange is generally better used when properly balanced with white.

Black

Black is not usually a colour that is used often in people's homes since it can make a room appear small than it actually is if used improperly. But if used effectively, along with taupe and white accessories, black can add a element of elegance and sophistication to a room. Black as an upholstery means that you do not have to worry so much if that red wine stain does not fully come out.

Remember that when using colour in your home not to just think in terms of paint. While painting a room will give you the most dramatic effect you can bring colour into a room using accent pillows, potted plants, area rugs, furniture upholstery and through pictures and art. However you choose to add a bit of colour experiment and have fun with it.

Sterling Wong specializes in homes for sale in Missisauga as a sales representative for Re/Max Realty Specialists Inc.,Brokerage. Search the site for available properties or luxury real estate Mississauga resources and market information. Feel free to contact Sterling for all of your real estate needs.

Article Source: http://EzineArticles.com/?expert=Sterling_Wong

Short Sales from A-Z This Saturday Morning

Special Note: This information is coming from an
exclusive source and is not generally available
to the rest of the public will not be presented
again in order to keep it confined to only a select
group.

This Saturday morning (time not yet set) all Platinum
level members will receive live training on how to do short sales
from A-Z and how to incorporate the 1% funds to purchase an unlimited
amount of short sales and you will also gain access to members only
title company that knows how to close out short sale flips in ALL 50 states.

The live webcast training will take place at
http://www.fundsforshortsales.com

Register now!

You will be notified of the starting time. Register now!

Please have a notepad near you and if you miss some
details, you will be provided with a video of the
presentation for you exclusive use only

See you there, this will be great.

Larry Potter
www.FundsForShortSales.com

PS: 1% Funds Available for REOs too

How To Succeed

I can go on all day long about how great the internet and having your own online business is, but there is one part of it that just flat out sucks big time. What? Not knowing if what you're doing is working.

Here's what I mean . . . You can go out and do pay per click marketing and be getting 100 clicks and 50 leads a day and still be depressed if you don't know those are kick butt results. Often times I'll have a person describe for me their situation, and they'll describe it as if something is wrong, but . . . When I hear the numbers they convey to me, they're actually right on track but don't even know it.

I go through this too. Sometime I'll try something new that there is no guide book to and get results but not know how to interpret them because I have nothing to compare them against. This is the part experience plays in your business. You could be doing everything right, right now, but think you're not just because no one ever told you were. It's hard to find a good coach who's been through all this prior, and that's why they don't come cheap (at least they never have for me.)

So when looking for a sponsor ask them direct and pointed questions before joining like"What are you doing in your marketing?" or"Can you give me some of your marketing statistics" and if they don't have a real answer for you or can't pull some up find someone else to work with. If you don't know what's working and neither do they that's what I call the definition of home business insanity.

If you don't have to go through this confusion - don't. Find a good sponsor that has the right information, can set the right expectations, and you'll be golden.

And when the tables are reversed and you're in the position of leadership make sure you do the same. You'll save a lot of people a ton of unneeded heartache and frustration and your business will flourish for it.

The 3 Essential Elements of Real Estate Postcards

In any business and profession, you will encounter lots of tips and different advices as to how you are going to nail luck and succeed with your marketing ventures. This also holds true in the real estate biz. You may have already heard about real estate postcards and what these can do to help you iron out the slump with your earnings.

You must not rely on advices and tips alone. You have to come up with your strategies in order to take control of the whole situation and gain advancement through your own ideas. But if you are new in the field, then there will be no harm in opting for such proven techniques. But you must make sure to choose the right ideas. You will also know these through research and asking the experts about their opinions.

There are three real estate postcards marketing basics that you must always bear in mind when venturing into this marketing strut. You must tweak each component according to your own campaigns, strategies and customers base. This way, success will be easier to attain.

1. Uniqueness. You must bear in mind that there are other companies that offer same services like you do. You have to make people notice you. You have to make them choose you over your competitors.

• Be mindful of the design of your cards. It will be a good investment to rely on a professional graphic artist who can carry out the kind of tools that will appeal to your targeted list. If you cannot afford such, your best bet is to rely on the services of the right printing company that offers free templates for this kind of stuff.

If you are going to use free and downloadable templates and design, make sure that your business essentials will be incorporated. You must be certain that your business logo, company name, tagline and pertinent contact information will be at the prominent areas of the material.

• Create a strong and convincing message. Make the message worthy of the medium and worthy to be looked by your target market.

2. Right offer. If you are going to spend on your advertising medium, make sure that you've got everything settled to make the medium work the way you want them to. You have to balance everything out. Compare the results of your marketing efforts through the years. Look what qualities and what kind of offers get better results. This way, you can have a basis as to how you should go about your offers and analyze if they are strong enough or still require some tweaking.

3. Consistency. You may have unburied all the secrets to effective design and marketing message. But all those are not going to make you last in the industry if you will not be consistent with your marketing ventures. And this goes for the quality as well. You have to make sure that you retain the excellence of your materials and offers.

So bear in mind these three the next time you avail the services of the right printing company for real estate postcards. Do it right and you will later on reap the rewards of all your hard work.

More real estate postcard can be found at My Postcard Printing

Article Source: http://EzineArticles.com/?expert=Carla_San_Gaspar

Start an E-mail Newsletter

E-mail newsletters are a cost-effective way of keeping your business at the top of your customer's mind.

While it takes time and care to produce content that is relevant and useful to your audience, the investment can pay handsomely.

And always be sure to include a call to action so potential customers will contact you while you're still fresh in their minds.

Attend the live Home Seller Assist webcast each Tues and Wed at

http://www.fastbuyerloans.com followed

by a Q&A session. With over 10,000 tuned in last week, you need to register NOW.

Keep trying if the server is busy.

How to Avoid the #1 Email Mistake

I'd say it's the #1 mistake most make when sending an email...

I'm talking about focusing inward on yourself instead of outward on your prospect or customer.

I was reminded of it as I drove by a local sub shop.

"Under New Ownership" read the huge sign covering most of the front of the store.

Well, isn't that special.

Nothing about a "Grand Opening 25% Discount."

Nothing about "Your meal in 3 minutes or less, guaranteed, or it's free."

Nothing about "Check out our new spotless open kitchen - the cleanest in town."

At the very best, "under new ownership" might be mildly appealing to the small group of customers who were somehow disappointed with the previous owner.

But is that really the Big Idea you want to send to the world?

I'm sure the new owners are excited about their new venture. But in their excitement, they need to address what that means for the customers they're trying to attract.

Just saying "Hey, here we are!" is not exactly going to blow the world away.

When writing a headline, remember... Read the copy and then imagine your prospective customer thinking "And for me, that means _____."

If the answer isn't a powerful benefit, then your copy is not doing its job.

More Home Seller Assist tips at http://homesellerassist.blogspot.com

Foreclosed Homes Turn Into "REO" Or "ORE," Which Are Bank Owned Properties

If you have a mortgage and failed to repay the monthly payment, you are in the risk of getting a foreclosure. The lender, mainly the banks will file for Notice of Default and there is nothing you can do once the foreclosure is finalized. However, there are many ways you can avoid and stop a foreclosure from happening. You can find out more about this online or get a professional point of view in this matter.

When a foreclosure happens, the lender such as the banks will take over the properties involved in the foreclosure and try to sell it off at the foreclosure auctions. A foreclosure auction is going to take place to auction off the properties to the public. Before the auction take place, you will be able to see many advertisements whether in the newspapers, billboards and even online banking portals. Some of the legal paper are good places to look. In the Twin Cities area, you would want to look at Finance And Commerce as well as the St Paul Legal ledger to find properties that may become bank owned properties.

However, most of the properties have no buyers as the price of purchasing the mortgage is much higher than the market price. Therefore people are not interested in the properties that are more expensive than the market price for similar properties. Why would you pay more for the same property? Unless of course, the banks are willing to reduce the price, and this is usually what happens. Since marketing a home for more than it's worth will give the bank no chance of unloading the property.

There is no way the banks can get people to buy the properties unless they make their property more attractive. In order to solicit an offer, banks often sell at slight discount to true market value-10-20% of a discount on such properties. Investors and the consumers do their homework. The internet and the data it provides is the great equalizer.

Real estate owned or "REO" (also referred to as "ORE" for owned real estate) describes one of the classifications for property owned by a lender. Normally the lender is a bank and the property becomes repossessed by the bank after an unsuccessful sale at a foreclosure auction. This is a normal process as most of the properties in the foreclosure sale are worth less than the amount supposedly owed to the bank.

Therefore people are unlikely to buy such properties and the properties end up in the bank's inventory. The minimum bid for the foreclosure properties is the same as the total amount of the outstanding mortgage amount. As such, most people are not interested at all at the properties until after the sheriff's sale- no matter how enticing or beautiful the property might be.

People are smart enough to check out the market value for the similar homes before they buy it to make sure that they are not on the losing side. However, some people might think that it might be profitable to buy a property that has been foreclosured. They might think that if they can get the property at the lowest price, they can sell it back at a higher price. While good in concept, it is unlikely to happen until the current inventory is absorbed and the market starts to march forward once again.

Recently we are seeing wholesale liquidation where numerous properties are disposed of at auction. So what happen when the foreclosure auction fails? The bank will try to sell the property on its own, meaning the bank will remove some of the liens and other expenses included before the property is up for sale in future auctions. The bank might offer the property directly to the public through a Realtor. This is possibly the best way for the banks to get the properties off their listing as the chances to get buyers would be higher and market conditions will dictate the final price.

Now, from a personal point of view, the truth about many of the properties that become REO's is that most of the REO properties are in bad condition and are poorly maintenanced. You might get a REO property that has a missing door, bad or missing piping and even with broken windows as well as other things you might not want to know about. People in distress will take out their anger at the house and the bank that lent them the money so they could buy the house. These are perfect opportunities for someone with time and some cash to do the repairs. The more repairs required, generally the larger the discount.

The types of "dirty dogs" are perfect for investors or real estate agents that can recognize the potential. Banks aren't in the fix up business. They want to remove the property from their books and move on. You might want to look at these opportunities if they are selling at a low enough price to compensate you for the bad condition of the properties.

A Multiple Listing Service (MLS) is a group of private databases that contain the listing of properties represented by a real estate broker who is representing the seller to share information about the properties with other real estate brokers who represent the potential buyers. The purpose of the MLS establishment is to allow efficient distribution of information. When a real estate agent is introduced to a potential home buyer the agent is able to search the MLS system and get the information about all the homes available for sale in an area. Recently, our Northstar MLS in the Twin Cities Minnesota has created a search field specifically for foreclosed homes. This will allow you pinpoint this type of property more easily.

Why do banks want to get a Realtor to help sell off the properties in the banks inventory? If the banks have too many properties in the inventory, it will do the banks no good to hold inventory of homes-especially in a declining valuation market. If the banks get an agent to help sell off the properties, at least the chances of getting people to buy the properties would be higher, since most buyers use a real estate agent. The banks want to get rid of the properties not keep them. Banks are in the money lending business, not the real estate investment business.

Banks want to get back the money supposedly the previous owner owed them but if they can get at least half of it, they might not mind. In some cases that is better than waiting six more months and now only recovering a third. As long as they can get the money and the property off their listing, the banks would not mind to sell the properties at a lower price compared to the original pricing of the properties. The banks are getting many properties today. Yet, not many people are able to buy them because of the tight mortgage market.

When the real estate agents get the properties as a listing, they will try their best to find potential buyers so they can sell off the properties. Agents are often the bearers of the bad news, bringing in a low priced offer. The main point is to get the properties out of the banks listing inventory, as there are so many more properties being filed into foreclosure everyday. More and more people are having the problems to repay the monthly repayment for the mortgages. Eventually, things will stabilize. But, until then, the buyers have the upper hand.

Now, if you are one of those who want to buy a foreclosure property, it is very important to make sure that you know everything about foreclosure properties, the fees involved when you want to purchase, any hidden cost, additional cost and the total amount you will be paying in the end to get the property. Is it worth paying such a big cost to get a foreclosure property? It sure could be. On the other hand remember the latin phrase "Caveat Emptor"-Buyer Beware. You will have to think about it before you decide whether you want to buy or not.

Article Source: http://EzineArticles.com/?expert=John_Mazzara

Success Is as Easy as Flipping

Suppose that there was an almost magical switch you could flip that would put all your dreams within reach.

And I'm talking ALL your dreams...

Adding a few thousand bucks to your paycheck each week. (And who doesn't want a little extra cash?)

Whatever you want to do...

Here's your chance to get everything you want out of life by flipping houses without using your money or credit.

Foreclosure Listings For You

Free listings of foreclosures in all 50 states, including
http://www.freeforeclosuredatabase.com/government-foreclosures.php">government foreclosures and http://www.freeforeclosuredatabase.com/">bank owned properties.

Ads Are Used for More than Advertising

Pay-per-click (PPC) ads are a cheap, easy, and effective way to advertise your business online. You can set up a Google AdWords account and have a campaign up and running in 15 minutes.

These three-line ads (which appear at the top and to the right of Google's search results) can also be used to "market test" the effectiveness of almost anything.

Products, product names, prices, copy, websites, offers - all can be tested with PPC.

For example, you can test two different headlines for a promotion for an upcoming conference. You just insert each in a separate PPC ad. The ads will appear when users type in the appropriate keyword in Google. (In this example, it could be "Home Seller Assist.") The headline that is clicked the most is the "winner."

You've let the market decide which headline you will use when you roll out the promotion. And you can make a reasonable assumption that it will attract the most buyers.

As I said, PPC can be used to test almost anything. Let the market decide which title to use.

The Truly Wealthy “Fish” in a Different “Lake”

These days, it seems everyone is out to make a quick buck. But they are all fishing in the same pond, so to speak. The real money is in a nearby lake... actually, more like an ocean of profits that almost no one knows about.

Take a walk with me and let me show how you can follow a few simple steps and lure more profits to you on a consistent basis than anything I've ever seen.

You've heard the old saying, "Give a man a fish, feed him for a day... Teach him how to fish, feed him for a lifetime." Well, friend, this is that lifetime of profits available to you. Up to you how long you want to "fish" there. Personally, I'll be there a long while... If you want to join me, click here... and learn how fast you can start making money.

Do You Need to Start Out Small ?

Do You Need to Start Out Small ?

If you don't have an Internet business yet, or if your company is smaller than $1 million, then you need something different... something that lets you start off small.

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Consistency Is The Name Of The Game‏

What is network marketing if it isn'tconsistency in purpose?

The name of the game is, know what you stand for - stand for it - and act in accordance with it in everything that you do from today until you meet your objective.

The problem is when you're on the phone all the time getting fed negativity and rejection all the time even the strongest willed person will have moments of doubt.

But if you can pay yourself along the way to validate what you are doing is the right thing and you can continue that process until you meet your goals . . .

Then you're on the path to great success. Always be consistent in your actions, but make sure the things you stand for are things that you can stand for 10 years from now and you will make moolah along the way and then you have a winning formula that just can't fail.

Current real estate market..

... and credit market trends have made Home Seller Assist the perfect home based business and you only need two things:

1. You need information about this opportunity

2. You need to take ACTION on that information


What makes us Unique is that we loan money in a time when nobody else either can or will!

What makes us Special is that we partner with our customers to create an ongoing income stream all.


» We show sellers how to offer seller financing to get more buyers, close fast and still get paid CASH at closing.

» We show buyers how to purchase properties with less than traditional credit scores, easy terms and no hassle financing.

» We show real estate professionals and investors how to close more deals.


♦ Learn how to flip short sales using our private investor's funds.

♦ Learn how to enjoy Joint Venture Profits using no credit on your part

♦ Learn how to earn money for sharing this opportunity with others.

http://www.fastbuyerloans.com



Complete Video Training Library.

http://www.fastbuyerloans.com

How to Get Your Investment Down Payment

Real estate has always been the fastest and safest investment vehicle to acquire wealth and reach millionaire status. But without a down payment your real estate investment goals will be difficult to achieve.

Every year that you don't invest will cost you money in lost opportunity. So where do you get your down payment? How do you do it?

Most lenders prefer a 20% down payment because it provides them a level of comfort in case you default on your mortgage loan. It also happens to be the minimum down payment required to avoid the addition of mortgage insurance premiums.

Although a 20% down payment is considered by many to be "ideal", investors often look to increase their leverage in purchasing real estate by lowering their down payment. This minimizes their upfront cash requirement but increases their monthly carrying costs through higher mortgage payments and mortgage insurance.

Here are some sources to help fund your next real estate investment:

Tap Into Your 401(k)

To get that down payment, you can tap into your 401(k), which you will have to pay back over a period of five years or more, with interest. This method, however, has both advantages and disadvantages.

One of the advantages of getting a loan from your 401(k) is that it is not considered a debt by lenders when they assess your debt-to-income ratio.

A major disadvantage of borrowing from your 401(k), however, is that should you leave your current job for whatever reason, you will have to pay the loan in full 90 days before you quit or you are officially terminated.

Self Directed IRAs

Self directed IRAs are an excellent source of down payment funds. They can provide you the ability to build your retirement nest egg using real estate's excellent long-term rates of return, and depending on the type of IRA you can do it tax free.

Using a self-directed IRA is rather simple but it's important that you do it properly to avoid any unwanted tax consequence. Therefore, consulting a tax advisor experienced on the subject is highly recommended. You can also educate yourself with several good books on the subject, such as IRA Wealth by Patrick Rice.

Business Lines of Credit

Using business lines of credit can be a great source for your down payment needs. Each line of credit can range from $25,000 to $100,000 or more, and are available at very competitive interest rates.

Business lines of credit make sense in situations where the property's cash-flow can support the additional monthly payments. You will need to run the numbers to determine if your cash-flow is positive or negative when financing part or all of your down-payment. If your numbers are positive you can effectively purchase with no out-of-pocket down payment.

Control Your Budget

If you plan to take the save-until-I-have-enough route, then here is a very helpful tip on how you can save more effectively for that down payment.

Write down everything you spend money on. Don't leave anything out, even if it's a small candy bar that cost you a dollar. Assess your spending habits and see what you can improve and what expenses you can avoid.

This may be a slowest path to saving what you need but it will eventually get you there.

Partners

The fastest way to get into real estate investing is to find a cash partner. A cash partner is anyone who shares the same investing goals as you and has the funds for the down payment. You would be the credit partner and any profits and losses would be split between partners.

Partnerships are easy to form and can be tweaked in any way you feel is mutually beneficial. You can contact Norada Real Estate Investments for more information on their new real estate partner program.

With determination and clear goals you will be investing in real estate much sooner than you think.

A Call That You Need to Make

The average American has at least one credit card and carries a balance of more than $1,700. Faced with mounting minimum payments on their cards and shrinking monthly budgets, what is a consumer to do? Answer: Call your credit card company and negotiate a lower interest rate.

Credit card delinquencies are mounting with the downturn in the economy. (Interestingly, the two states with the highest foreclosure rates, Nevada and Florida, also lead the nation in credit card delinquencies.) Through July, the annualized rate of credit card charge-offs rose 33 percent compared to last year, according to Moody's Investor Services. At the same time, the Payment Rate Index, which reflects borrowers' ability and willingness to repay credit card debt, dropped.

Faced with increasing delinquencies, credit card companies are more willing than ever to lower your interest rate to make sure you'll be able to keep current. The last thing they want is for you to fall behind on your payments and have another past-due account on their books.

Live webcast at http://www.fastbuyerloans.com at 7pm - Central each Tues and Wed evening.

It is now number...crunching time

There simply is no substitute for a thorough property evaluation using all of the mathematical valuation tools available.

What is your gross potential income - the rents you can count on to be paid regularly and on time?
What is your breakeven ratio calculation (fixed costs/gross profits) for that magic turn to positive cash flow?
What are all your potential expenses and risks?
What is the property's investment potential? (Use the cap rate calculator at www.deangraziosi.com for this.)
Your lender may keep you focused, because they will likely want to see numbers that assure them of a performing loan asset. But in the end, doing the math well is your responsibility... and to your benefit.

Sure, it takes work to find the right properties. But it's not complicated. You don't need any special education or skills. It's all about gathering information and making decisions based on hard factual data, proven calculations, and a little bit of luck.

Hey, if a naive kid like me - who came from no money, had no mentors, and never went to college - can do it... you can too! By acquiring the right knowledge and taking the right actions, your first deal could be just weeks away.

Buying in the Wrong Location

You've heard it many times... real estate is all about location, location, location. And while there's no doubt that this is true, it's a bit of an oversimplification.

Some of the ways location influences real estate investment values include:

Population demographics related to people moving in and out of the area
Quality of living factors (and these can change over time)
Over-exuberance on the part of buyers and builders because of the area's past history
Major lifestyle trends that may not yet be apparent

These influences can apply to large areas of a state... or to local subdivisions or neighborhoods. The wise investor will focus on a local neighborhood he's familiar with, but not to the exclusion of the entire city or county.

Location is more than just a pretty street with views. Here are some questions you should ask yourself before you invest in a property:

Is there job growth, stagnation, or shrinkage here? (If an area has a sudden increase in jobs, more people will flood in, driving up real estate prices and apartment rentals. If an area suddenly loses jobs, more people will leave, depressing real estate prices and lowering rental demand. Both situations create different but profitable opportunities.)

Are industry and commercial ventures moving in or out?

Has there been a recent trend for government to dedicate large tracts of land for parks or green space? (This reduces land inventory for building, makes life more pleasant in the area, and is, thus, a predictor of more people wanting to live there.)

Has the trend for more parks and green space driven builders to over-construct new homes... beyond the current demand for them?

Are trends unrelated to the immediate area going to impact prices or the demand to live there? (For example, U.S. home prices fell 4.8 percent in the second quarter of 2008 compared with a year ago, a new record low. This could indicate that a home that was appraised for $200,000 a year ago and is on the market for $190,000 still may not be a good deal.)

Are high gas prices going to cut into the demand for more rural living... or increase the demand for homes in urban areas?

The changes in demographics and/or trends that make a location more or less desirable happen gradually - and a careful investor makes every effort to uncover them.

Is This All There Is to Life?

You can keep going through the motions, trying to keep up with the Joneses, and wondering if there is more to this life... or you can open the door to a whole new level of success, financial independence, and achievement.

It's the difference between having a job you dread, or the job you dream about... between retiring with just enough to get by, or with a seven-figure nest egg... between living the life you live today, or living the life of those you envy...

Here's your opportunity for a once-in-a-lifetime insider's look into the practical ideas, systems, and methods for creating an abundant life for you and your family.

All the risk is on our shoulders to deliver this. All you need to do is accept this generous offer and follow the step-by-step details for enjoying a brand new life.

Funds To Flip Short Sales from Home Seller Assist by John Alexander

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Did you miss the HSA webcast last night?

I didn't want you to miss...

...the tour into the platinum membership area which they took everyone on last night.
You will be amazed at the tools for flipping homes that you see demonstrated in this
webcast. Watch it now at:http://www.wealthontv.com/genintros03.wmv

Larry Potter

PS: Remember, you can become part of this right now, by simply going here and
joining me. http://www.fastsellerloans.com/

I've made almost $18,000 since June 23rd!

News from the National Assoc of Home Builders

Developments in financial markets in the second half of 2007 and early months of 2008 have undermined rather than contributed to recovery in the housing sector. Housing sector activity has been depressed by an additional 30 percent due to the credit market crisis.

Single family housing starts are down 63 percent from peak levels of production during the housing boom with some of the most troubled markets down 80 percent or more.

The toxic combination of lax lending standards and stagnant or declining house prices in many markets creates the potential for downward spirals with resetting mortgage terms and declining prices forcing foreclosures that depress prices further forcing additional foreclosures.

The most troubled markets are in Florida and California, and include Las Vegas and Phoenix, AZ, but the twin problems of inflated house prices and questionable mortgage lending are not isolated.

Housing markets across the country will experience another difficult year in 2008 before recovering in 2009. Recovery will be uneven with some of the most troubled markets declining through 2009.

Markets in the Northeast and South, with the notable exception of Florida, will recover ahead of markets in the Midwest. The industrial states are at greater risk of continued weakness than the farm belt, and the Western markets in Las Vegas, Phoenix and California will be the slowest to recover.

That's why the Home Seller Assist program is catching on like wild fire. Created by John Alexander this no bank qualifying allows people with problem credit to purchase homes and agents, builders, investors, loan officers and sellers around the nation are using this new funding to quickly move properties. They will even pay you a 1% commission for every buyer you bring to them that obtains a loan that funds!

John Alexander presents a live webcast each Tues and Wed evening at www.fastsellerloans.com, so make sure you attend the next one. The times are on the website, hope to see you there.

Larry Potter, Pres.
KIM-LAR, INC.
847-872-4047

We have changed the webcast times...

... to increase the Biz Opp broadcast and to make the calls flow correctly.

Retail Seller's Webcast/Call is now done only on Tuesday at 9:30 pm EST

The Business Opportunity Webcast/Call is held every Tuesday and Wednesday at 8:00 pm EST.

The call times have been updated and are under the videos on the web page at WeProvideTheCash

The weekly HSA Training Call is held at 9:30 EST on Wednesdays.

Financing the American Dream

Buying a home is the biggest financial investment most of us will ever make.

As with any large project or goal, it requires dealing with a variety of complex issues.

The best approach is to divide the process into manageable tasks.

If you cannot afford a conventional mortgage, there are a variety of alternatives. An anxious seller will sometimes offer temporary owner financing

Federal Housing Administration (FHA) loans offer down payments as low as 3%, but may require the buyer to purchase mortgage insurance. (The FHA is a government agency responsible for insuring affordable housing mortgages.)

The Veterans Administration (VA) offers no-money-down mortgages to qualified veterans of the U.S. military. Finally, there are local affordable housing advocates that offer low-cost, low down-payment loan alternatives.

For further information, contact the FHA, VA, Fannie Mae, or your local mortgage lender or real estate broker and if you would like to make a 1% commission off of any loans that you bring to the table, then you should check out this new funding program which was just launched.

Is Today the Financial Turning Point in Your Life?

Right now - this very minute - an incredible, ultra-lucrative opportunity lies in wait for YOU, and I'd like to show you how to seize it.

Can you afford to risk this opportunity passing you by? I guarantee this is unlike anything you've EVER seen.

Check out everything for yourself by going here right now and watching the short video.

Larry Potter
wallmann33@msn.com
847-872-4047

Could You Make a Few Thousand Dollars Online in Just a Few Days?

One person, John Alexander discovered an Internet "golden door" that helped me make thousands online for just an hour or two of work. The money showed up in my account days later.

Here's the thing though. This isn't some one-off fluke. It's entirely repeatable. Sometimes more, sometimes less money comes in. But one thing's for sure... there's no limit on how often you can copy this simple process.

In fact, this new program does exactly what it promises.


New Webinar Times for Home Seller Assist program with John Alexander

Tue Night: 8:00 EST Seller Call (sellers attend this call at www.webuyfastnow.com)
Tue Night: 9:30 EST Business Overview (learn how you make a 1% commission on any loan that funds at www.fastsellerloans.com)

Wed Night: 8:00 EST Seller Call (sellers attend this call at www.webuyfastnow.com)
Wed Night: 9:30 EST HSA Training Call & Q/A Session (Weekly training call in the member's area at www.fastsellerloans.com)

New Webinar Times for Home Seller Assist program with John Alexander

Don't forget, we have a live presentation each Tues
and Wed followed by a Q&A session.

Tue Night: 8:00 CST Seller Call (www.webuyfastnow.com) attend this if you have a property to sell or buy

Tue Night: 9:30 CST Business Overview (www.fastsellerloans.com) attend this if you want to make a 1% on any loan that funds - my profits since June 23rd are just over $17,000

Wed Night: 8:00 CST Seller Call (www.webuyfastnow.com) attend this if you have a property to sell or buy

Wed Night: 9:30 CST HSA Training Call & Q/A Session (www.fastsellerloans.com)
using the info in our training, I have made over $17,000 since June 23rd

Fostering Entrepreneurship in Children

Whether it's a "restaurant" fabricated from fruit crates, a perfume made from flower petals and water, a lemonade stand, or a skateboard importing business, I've learned a few things over the years about the benefits of fostering an entrepreneurial "can-do" spirit in children.

1. Share Your Enthusiasm to Make a Business Out of Things Your Children Already Love. It's easier to go with the flow than to push water uphill. I could have spent months trying to persuade my kids to start their own restaurant... but that just wasn't their passion. They were interested in skateboarding. So a business based on that was a great foundation upon which to grow a new business idea.

2. Plant Seeds and Let Them Grow. Kids are smart and can work a lot out for themselves. But they may need you to suggest a few "What if?" questions that allow them to see wider possibilities than the one they saw initially.

3. Help Your Children Prepare for Potential Challenges. I asked my boys questions that would prepare them for dealing with order cancellations, import duties, and taxes.

4. Ask Questions - but Let Them Work Out the Answers. This is the kids' project. You want them to feel a sense of achievement as a result of their entrepreneurial venture - not that you did the whole thing for them. You can help out where necessary. But remember, children are incredibly resourceful. They can figure out things for themselves... with a little nudge here and there from you. Let them know that you are always available to help them, but stand back and give them a chance to do as much as possible themselves. Yes, they will make mistakes - but, though disappointing, mistakes are some of the best teachers.

5. Involve Both Parents. This is important whether you are together or separated. Your spouse (or ex) can offer ideas, insights, and experience that your children can benefit from.

6. Recognize the Difference Between Ideas and Actions. This is a big concept for anyone - adults and children alike. You can come up with "great" ideas for projects or businesses. But until you put them into action, nothing happens. By getting a few projects going yourself, you can give your children the courage to try their own.

7. Persistence Pays. The twin of action is persistence - staying the course. And encouraging your children to dip their toes into entrepreneurship teaches them how to handle "failure" and not give up. In any undertaking, there will be unexpected setbacks. And entrepreneurship is the perfect way for your kids to learn how to cope with those setbacks and think their way through creative solutions.

8. Clear the Path. Your kids are never too young to learn about the Ready, Fire, Aim approach to achieve success in any endeavor. Too much planning and over-thinking is the enemy of action. Teach your children to get a project started - and then build upon what they discover.

9. Don't Make Money Goal #1. Not every project has to make a profit in order to have value. So don't discourage your kids if they aren't interested in making a buck. If, for example, your daughter wants to put on a free piano recital in your backyard and have attendees donate money to orphans in Africa, that is a wonderful goal. The point is to help your children become strong and happy, not to impose your own vision upon them. Because if your kids enjoy what they're doing, they'll be much more likely to achieve success.

The greatest gift my parents ever gave me was this single piece of career advice: "We don't care what you do as long as you're happy." This has inspired some interesting choices along the way. But I can honestly look back and say that although some of the choices I've made have been plain hard work, I've never had a dull, boring, or unhappy job in my life. And my sister and brother say the same thing.

For me, the main benefit in the time I've spent teaching my kids about entrepreneurship has been the fun we've had learning new things together. That, and discovering more about what my kids are passionate about. At the same time, I know I've been helping them learn some major life skills.

You may wish to explore the Home Seller Assist program created by John Alexander at www.fastsellerloans.com and if you need financing, explore www.webuyfastnow.com for a no bank qualifying loan.

Crunching the Numbers and Doing Rigorous Due Diligence

Before you buy an investment property, you have to know the answers to all of the following questions...

How strong is the rental market? Okay, you just saw a couple of two-bedroom apartments in the area rent for $750. But you're looking to buy a 20-unit building with all two-bedroom apartments. Is there enough demand? Can you rent them all out at $750?

Will the property cash flow at market rent? Will it cash flow at a 15 percent to 20 percent discount to market rent (in case the market softens or you have to lower your rents to remain competitive)?

Are you fixing your interest rates? By doing so, you don't become hostage to another economic factor over which you have no control.

Are you buying at a discount to the average $/square foot for that type of property in that area? When you buy at a discount to start, you have that much greater a margin of safety going forward.

Have you thoroughly investigated what your operating costs will be? Don't take the seller's numbers at face value. They often understate costs - especially real estate taxes. (Your taxes may rise significantly if you're paying a lot more than what he paid years ago.) The key point is: You must know your costs well in order to have a reliable idea of what your net operating income and cash flow will be.

Have you considered deferred maintenance and any major expenditures that will be yours in the next few years? From a new roof to repaving a parking lot, significant expenditures of this sort can eat up cash flow and even cause a property that is not sufficiently capitalized to go into the red.

Do you have honest and competent management set up for the property? Properties that look good on paper can quickly turn bad when you have poor management.
Are you buying near or below replacement cost? This is especially important in a bear market.

These are all factors over which you have significant control. And when you get good at doing this kind of due diligence, you can scoop up bargains in a bear market - without caring that you may not be buying at the absolute bottom.

Tune into the live presentation of the Home Seller Assist by John Alexander each Tues and Wed at www.fastsellerloans.com followed by a Q&A session.

Earn a 1% commission for recommending the Home Seller Assist financing

Recommending our product as is another great way to get started online quickly and easily.

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You can earn MULTIPLE commissions -- Because there's no customer service or payment processing required, you can get away with spending very little time working on the site.

Of course the more traffic you send, the more money you make, so you do need a site that gets lots of visitors and we provide tips and updates at

http://homesellerassist.blogspot.com

click on the Orange square to make sure you them as they are posted.

No Bank Qualifying - All Buyers Welcome - Investors Too

Did you know that most potential home buyers and investors who have been turned down for a credit card, think that they cannot qualify for a home loan? We get many of those buyers qualified quickly when You or Real Estate Agents use our Home Seller Assist Program to make the purchase. Loan officers can also use our funding.

The program gives the home seller all of his CASH at the closing plus the seller receives the complete down payment and the first month's payment paid by the purchaser at the closing.

You will no longer have to jump thru all of the hoops since there is no bank qualifying.

You then simply use the furnished credit application, sales contract, all of the government required disclosures and other paperwork that we supply for you at no charge; or you can use your own forms, your Realtor Association forms, or your lawyer supplied forms. Visit www.webuyfastnow.com and look at the links on the left side.

And if you happen to be selling the property either as an home owner or agent, you can make a 1% commission when the loan funds or on any other loan you bring in. More details can be found at www.fastsellerloans.com

To stay current with the most recent updates, visit http://homesellerassist.blogspot.com and click on the Orange square.